Rental Property Loans
Single Rental Property Loans
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One rental property, one loan
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Loans from $75k to $1mm
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5, 10, 30-year options
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Flexible term and interest rate options
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Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
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No personal income requirements
Short-Term Rental Loans
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Up to 75% LTV on purchases
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Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
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1.5+ DSCR
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Minimum FICO 700
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5, 10, 30-year options
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Multiple structure options available, to fit your unique investment strategy
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Fixed rate, ARMs, fully amortizing, interest only, or balloons
Portfolio Rental Loans
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2 or more rental properties, one loan
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No maximum loan amount or unit count
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5, 10, 30-year options
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Multiple structure options available to fit your unique investment strategy
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Fixed rate, ARMs, fully amortizing, or interest only
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Flexible pre-payment options
Understanding that each client possesses a distinct investment approach, we've developed the most adaptable range of rental products within the industry. Whether your aim is to optimize monthly cash flow, execute an exit strategy within a short or long timeframe, or decide between floating or locking in your rate, we offer the ideal loan solution tailored to your needs. Our satisfaction lies in comprehending your objectives and collaborating with you to craft a product that paves the way for your success.