Short-Term Rental Loans
DSCR Loans for Short-Term Rentals and Vacation Rentals
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Up to 75% LTV on purchases
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Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
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1.5+ DSCR
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Minimum FICO 700
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5, 10, 30-year options
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Multiple structure options available, to fit your unique investment strategy
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Fixed rate, ARMs, fully amortizing, interest only, or balloons
We’re proud to offer short-term rental property loans specifically designed for Airbnb properties, VRBO rentals, and vacation homes.
Many investors are drawn to short-term rentals for their potential to boost cash flow and monthly returns. To capitalize on this opportunity, specialized financing solutions tailored for short-term rentals are essential. Our short-term rental loans, specifically designed to optimize cash flow, are indispensable for successful investment in this market segment. Whether you're purchasing a new property or refinancing an existing one, our Debt-Service Coverage Ratio (DSCR)-based loans are versatile, accommodating properties with varying occupancy rates.
Our experienced team specializes in short-term rental property financing, ensuring a smooth and efficient process. Plus, our nationwide presence means we can support your investment strategy wherever you're located. Count on us to help you expand and optimize your short-term rental property portfolio effectively.